• Approximately £200,000 facility
• Completed within 48 hours
• Receivables-backed working capital solution
A UK-based education and recruitment consultancy approached Enness Global with an urgent liquidity requirement. The business had an established trading history, a strong forward pipeline of placements, and reliable institutional counterparties. However, an unexpected financial obligation required immediate settlement within days.
Despite strong performance and predictable cash flow, the company’s capital was tied up in outstanding invoices, payroll commitments, and seasonal working capital cycles. Traditional lenders were unable to move at the required speed, quoting several weeks to complete underwriting.
The directors needed a rapid solution that would not disrupt operations, dilute equity, or introduce restrictive long-term obligations. Maintaining payroll continuity and protecting supplier relationships was critical.
Enness conducted a detailed review of the company’s aged debtor book, contracted income pipeline, and historical cash conversion. Given the strength and quality of receivables, we positioned the transaction with a specialist lender focused on real-time trading performance rather than historic accounts.
A short-term working capital facility of approximately £200,000 was structured, secured via a debenture supported by receivables. The streamlined underwriting process required minimal documentation and enabled completion within 48 hours of approval.
The funding allowed the client to settle the unexpected liability immediately while maintaining business continuity. Operations remained stable, payroll was protected, and growth momentum was preserved without long-term constraints.
This case demonstrates Enness Global’s ability to deliver speed, flexibility, and certainty for businesses facing time-sensitive liquidity challenges.
